A small business owner standing in the doorway of their California shop

Business insurance

You've worked hard to build your business. Let's help protect it.

We'll review your risks and recommend coverage that fits the way your business operates.

Common business coverages

Most business programs are assembled from these building blocks. Which ones you need depends on your industry, payroll, property and contracts.

  • General Liability

    Third-party bodily injury and property damage claims.

  • Commercial Property

    Buildings, equipment, inventory and tenant improvements.

  • Workers Compensation

    Work-related injuries and California statutory requirements.

  • Commercial Auto

    Owned, hired and non-owned vehicles used for business.

  • Professional Liability

    Claims arising from professional services or advice.

  • Cyber Liability

    Data breach, ransomware and related business exposures.

Coverage review

Questions we ask business owners

  • Have your revenue or payroll changed since your last renewal?
  • Do contracts require specific limits or additional insureds?
  • Do employees drive for work in personal vehicles?
  • Is business interruption coverage realistic for your operation?
  • Do you handle customer data or take payments online?
  • Have you added locations, equipment or new services?

Coverage varies by policy, carrier and state. This page is educational and is not a statement of coverage or a recommendation.

Common questions

Let's review your business coverage line by line.

Send us what you have today and we'll help you understand whether it still fits.

Review My Coverage